The fact that National Union offered Heritage a $ 250,001 offer of judgment during the pendency of the underlying insurance coverage case does not change this result. After Heritage filed its notice of violation, National Union had "sixty days in which to respond and, if payment <was> owed on the contract, to cure the claimed bad faith by paying the benefits owed on the insurance contract." Vest, 753 So. 2d at 1275; see also Fla. Stat. � 624.155(3)(d). National Union did not make its offer of

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